Frequently Asked Questions

Q: If I apply for a payday loan on your site, who will lend me the money?

A: It really depends; we have large collections of lenders willing to work with our website applicants. We basically run an auction style system, those willing to pay us the most for your lead that meets your requirements will be rewarded with your information and that will usually lead you to an e-sign page for further processes through their system. We do business with some of the largest payday lenders in the market to ensure you get the right loan for you.

Q: What’s the process for getting a payday loan online?

A: Basically the first step to getting a payday loan through our website is to use the form to see if you qualify for a loan. If you don’t qualify then when the form completes it will either take you to an e-sign page if a lender has approved your lead, or it should take you to a thank you page on our site, which basically means we were not able to find you a lender? If you receive an e-sign page, you must go to the lenders e-sign page and complete all of their steps. If you do not, you may not receive the payday loan.

Q: How much will my interest rate be?

A: This really depends on several factors. The lender may consider you a higher risk than someone else due to financial factors and may charge you more interest, because you’re more at risk of not being able to pay back the loan. Also the amount of interest will be dependent on how much money your lended. The higher the amount of the loan, most likely the interest on that loan should be higher to.

Q: What does it take to qualify for a payday loan?

A: That’s a good question. There are a few requirements that you need to have handy in order to even apply for a loan. They include your work history, some references, social security number, driver’s license number, and your bank account information. Preferably to a checking account rather than a savings account. In order to have a higher chance of getting a higher amount for a loan you will need to include as much detail about yourself as possible. Obviously the lenders will give out loans to people with a better credit ratings rather than those that do not.